Free to use · No bank connection required

Finally know
where your money goes.

Spenditure is a monthly spending review tool. Upload your bank statements, see exactly what you spent, and make smarter decisions — in 15 minutes a month.

Get started for free →See how it works

No credit card. No bank connection. Just upload a CSV.

spenditure.ca/dashboard
Spenditure logo$Spenditure
Dashboard
Transactions
Manage
Settings
Total Spent
$4,821
Avg Daily
$160
To Review
0
Top Category
Housing
Spending by category
Housing
$2,000
Groceries
$842
Eating Out
$612
Transport
$298
Monthly spending
J
F
M
A
M
J
J
A
S
O
N
D
A different approach

Budgeting apps are exhausting.
Spenditure is different.

Most apps want you to track every coffee in real time. That's a part-time job. Spenditure works differently — once a month, upload your statements, review what happened, and make one or two decisions. That's it.

How it works

Up and running in minutes

01
Create your account
Sign up for free. Your data is private and belongs only to you.
02
Upload your statements
Download a CSV from your bank or credit card and upload it to Spenditure. Takes 30 seconds.
03
Review your spending
See your transactions automatically categorized. Adjust anything that looks off.
04
Understand your patterns
Compare months, set budgets, track recurring bills. Know exactly where your money went.
Features

Everything you need. Nothing you don't.

⬆
Upload any CSV
Works with any bank or credit card export. No account linking, no open banking — just a file.
🏷
Auto-categorization
Transactions are automatically sorted into categories. Add your own keywords to customize it.
📊
Monthly & yearly views
See your spending by month or zoom out to the full year. Compare any two periods side by side.
🎯
Budget limits
Set monthly limits per category with visual progress bars. Fun & Vacation even rolls over month to month.
🔁
Recurring transactions
Track bills that don't appear in your CSV — rent, hydro, car payments. Review and approve each month.
🔒
Private & secure
Your data lives in your account only. No ads, no selling data, no connecting to your bank.
FAQ

Common questions

Is Spenditure free?
Yes, completely free to use. No credit card required, no hidden fees.
Which banks are supported?
Any bank or credit card that lets you export a CSV — which is almost all of them. TD, RBC, Scotiabank, BMO, CIBC, Chase, and hundreds more.
Do I need to connect my bank account?
No. Spenditure never connects to your bank. You simply download a CSV from your bank's website and upload it here. Your banking credentials stay with your bank.
Is my data secure?
Your data is stored securely and is only visible to you. We don't sell or share your data with anyone.
How is this different from Mint or YNAB?
Most budgeting apps want you to track spending in real time, every day. Spenditure is built for a monthly review instead — 15 minutes once a month to understand what happened. Less pressure, more clarity.

Ready to understand your spending?

Join Spenditure for free. No credit card, no bank connection — just clarity.

Get started for free →